Plans That Fit Your Organization and Your Budget
Six standalone modules. No forced bundles. Start with one, add as you grow. Unlimited seats — no per-user fees.
Fiinsyt is sold as six standalone modules with modular stacking. Each organization builds its own combination based on mission and budget. Bundle discounts apply for multi-module purchases. Annual contracts save 15% over monthly billing.
The Compass
Counselor-guided borrower readiness engine with Fiinsyt Score, SMART goals, marketplace, and compliance reporting.
For: TA Providers, SBDCs, SCORE, CDFIs
Per-center pricing with unlimited counselor seats
Basic
The Compass
Core borrower readiness tools for counselors getting started on the platform.
- Borrower intake & Fiinsyt Score
- SMART goals & document vault
- Marketplace access
- Events & community
- Basic reporting
Premium
The Compass
Multi-counselor workflows, analytics, and SBA Nexus auto-reporting.
- Everything in C1
- Multi-counselor workflows
- Counselor analytics
- Tracked referral pipeline
- SBA Nexus auto-reporting
- Advanced compliance exports
Enterprise
The Compass
Full customization, branded portal, API access, and dedicated support.
- Everything in C2
- Custom score weights
- Branded borrower portal
- API access
- Dedicated support
Loan Packaging
Document assembly, financial spreading, verification seal, and free Deal Flow submission.
For: Standalone Packagers, CDCs, CPAs, TA Providers
Per-organization pricing with unlimited seats
Basic
Loan Packaging
Document collection, financial spreading, and free Deal Flow submission.
- Document collection & checklists
- Financial spreading
- Packet assembly & Form 159
- Verification seal
- Free Deal Flow submit
Premium
Loan Packaging
Adds Deal Health scoring, AI credit memo generation, and packet analytics.
- Everything in PK1
- Deal Health scoring
- AI credit memo generator
- Packet conversion analytics
Lending Platform
Full lifecycle loan management: underwriting, pipeline, portfolio, and compliance.
For: CDFIs, Community Banks, Credit Unions, Microlenders
Hybrid pricing: base subscription + capped per-loan fee. Flat-rate alternative available.
Basic
Lending Platform
Application intake, basic underwriting workspace, and portfolio tracking.
- Application intake
- Basic underwriting workspace
- Document management
- Portfolio tracking
- Single pipeline
Premium
Lending Platform
Adds integrations (Plaid, Codat, iSoftpull), analytical engine, and AI credit memos.
- Everything in L1
- Plaid, Codat, iSoftpull
- Analytical engine
- AI credit memos
- Deal health scoring
Enterprise
Lending Platform
Includes Deal Flow receive, custom workflows, multi-product lending, and white-label portal.
- Everything in L2
- Deal Flow receive included
- Custom workflows
- Multi-product lending
- White-label portal & API
Deal Flow
Two-sided marketplace for community lending.
Network Admin
Multi-center governance for networks of 5+ centers.
Stakeholder Intelligence
Post-award visibility for funders. No direct competitor.
Bundle & Save
Combine modules for 7-10% savings over purchasing separately.
| Bundle | Monthly | Separate | Savings |
|---|---|---|---|
| C1 + PK1 | $449/mo | $498 | 10% |
| C2 + PK1 | $729/mo | $798 | 9% |
| C2 + PK2 | $899/mo | $998 | 10% |
| C3 + PK2 | $1,299/mo | $1,398 | 7% |
| C2 + PK1 + L2 | $1,799/mo | $2,097 | 14% |
| C2 + PK2 + L2 | $1,999/mo | $2,297 | 13% |
Implementation & Onboarding
Every Fiinsyt deployment includes guided onboarding tailored to your organization. Implementation covers data migration, custom configuration, workflow setup, lender template configuration, and team training.
Pricing depends on organization size, data migration complexity, and configuration requirements.
Free for borrowers
Borrowers never pay to use the Fiinsyt platform. Their engagement with The Compass, marketplace, community, and events is entirely free. Borrower engagement is the product that makes the ecosystem valuable.
Frequently Asked Questions
Can I start with one module and add more later?
Yes. Every module is standalone. Start with the module that solves your most immediate need, then add others as your organization grows. Bundle discounts apply whenever you add modules.
What does "per-center" pricing mean?
Compass and Packaging subscriptions are priced per center (or per organization for packagers). Each center gets unlimited counselor seats — no per-user fees. This aligns with how CDBG grants are allocated per center.
Do borrowers pay anything?
No. Borrowers never pay to use Fiinsyt. Their engagement with The Compass, marketplace, and community is free. The only borrower cost is a nominal fee ($15-25) if they export a verified Fiinsyt Packet to a non-platform lender.
How does the per-loan fee work on the Lending Platform?
The per-loan fee is a nominal charge per loan originated through the platform ($25-$75 depending on tier), capped at a maximum ($100-$200). If you prefer budget certainty, a flat-rate alternative is available at each tier.
Are annual contracts required?
No, but annual contracts save 15% compared to monthly billing. All contracts are net-30 payment terms, aligned with grant cycle budgeting.
What is included in implementation?
Implementation includes onboarding, data migration, custom configuration, workflow setup, lender template configuration, and team training. Pricing ranges from $2,500 to $15,000 depending on organization size and complexity.
Does Lending include Loan Packaging?
No. Lending and Packaging are separate modules. Lenders who also package loans must purchase both modules (or bundle at a discount). Standalone lenders receive packets from packagers — they do not assemble them.
How does Fiinsyt compare to Neoserra, Apricot, or Salesforce?
Fiinsyt is not a CRM replacement. It coexists with systems like Neoserra, Salesforce, and Apricot. Fiinsyt adds borrower readiness assessment, loan packaging workflows, Deal Flow marketplace, and compliance automation that CRMs do not provide. Data syncs between systems so your team does not double-enter.