Loan Management Built for Community Lenders, Not Enterprise Banks
From application intake through underwriting, funding, and portfolio monitoring — a complete lending workspace for CDFIs, credit unions, and community banks.
A lending platform built for community lenders.
A complete workspace designed for CDFIs, credit unions, and community banks, covering application intake, underwriting, funding, and portfolio monitoring in one system.
Manual underwriting, disconnected systems, and limited visibility create inefficiencies. Community lenders manage the same level of underwriting complexity as larger institutions but often without the same level of technology. Loan officers work across spreadsheets, email, and multiple systems with limited visibility into the pipeline.
FIINSYT brings structure to the lending process with integrated data, configurable workflows, and a centralized pipeline.
Platform Capabilities
Application Intake
Structured loan application with document collection, borrower profile, and business data — pre-populated from Compass and Packaging when available.
Underwriting Workspace
Integration-first data from Plaid, Codat, and iSoftpull. Analytical engine with spreading, ratios, benchmarks, and AI-powered credit memo generation.
Pipeline Management
Configurable checkpoints, stage progression rules, and deal health scoring. Multiple pipelines for different loan products.
Deal Room
Secure workspace for lenders to conduct due diligence on matched packages from Deal Flow. Document review, Q&A, and structured offer submission.
Portfolio Monitoring
Post-funding performance tracking, repayment monitoring, default early warning indicators, and covenant compliance tracking.
Multi-Product Support
SBA 7(a), 504, micro-lending, and conventional loans — all configurable within the same platform with product-specific workflows.
Compliance Engine
Automated regulatory reporting, audit trail, and configurable compliance rules. Every action is logged and traceable.
AI Credit Memos
AI-generated credit analysis narratives based on verified financial data, industry benchmarks, and risk indicators.