Complete Loan Packets in Days, Not Weeks
Cut package assembly from 40 hours to 25 — complete, lender-ready, error-free. Automated financial spreading, verification seal, and free submission to Deal Flow.
Manual data gathering consumes your packaging time
At $120/hour, a typical engagement spends 60-70% of time on data gathering alone. With 200 hours per engagement, that is $14,400 in data collection labor per client. The documents are scattered across email, dropboxes, and paper files. The financials need manual spreading. The back-and-forth cycles stretch packaging timelines from days to 4-6 weeks.
Fiinsyt automates the data collection through Plaid and Codat integrations, generates financial analysis in minutes, and assembles everything into a lender-ready packet with a verification seal.
How Loan Packaging Works
Collect
Guided document upload portal with structured checklists per loan type. Borrowers know exactly what to provide.
Analyze
Automated financial spreading from Plaid and Codat. Ratios, benchmarks, and cash flow analysis generated instantly.
Assemble
Documents, financials, and narratives packaged into a lender-specific format with Form 159 and verification seal.
Quality Check
Packet QA ensures completeness. Deal Health scoring (PK2) identifies gaps before submission.
Submit
Free submission to Deal Flow — reach multiple lending partners simultaneously. Track responses in real time.
Direct Intake for Standalone Packagers
Unlike Compass-connected workflows, standalone packagers intake borrowers directly — no prior Fiinsyt Score, no Compass history, no pipeline stage. The Packaging module provides a direct intake path that bypasses the readiness workflow. Packagers collect documents, run verification, assemble the packet, and submit.
If the borrower IS on a Compass-enabled organization, their existing Fiinsyt Score, verified data, and engagement history auto-populate into the packet — saving even more time.
Features
Document Collection
Structured checklists for every loan type. Borrowers upload through a guided portal — no more chasing documents via email.
Financial Spreading
Automated financial data collection via Plaid and Codat. Spreading, ratios, and benchmarks generated in minutes, not hours.
Packet Assembly
All documents, financials, narratives, and forms assembled into a complete loan packet with lender-specific formatting.
Form 159 Generator
SBA Form 159 auto-populated from borrower and packager data. Compliance documentation built in.
Verification Seal
Every packet includes a Fiinsyt verification seal — confirming that data has been validated against third-party sources.
Multi-Lender Submission
Submit the same packet to multiple lenders through Deal Flow at no additional cost. Reach more lending partners.
Deal Health Scoring (PK2)
AI-powered assessment of packet quality before submission. Identify gaps and strengthen packets before they reach lenders.
Conversion Analytics (PK2)
Track which packets convert, which lenders respond fastest, and where bottlenecks occur in the packaging workflow.