The Counselor's Complete Workflow Engine
Counselor-guided readiness that gets small businesses from assessment to loan-ready — through structured development plans, a marketplace of professional services, and verified data.
Borrowers walk in unprepared. Counselors lack the tools to help.
Most borrowers who approach community lenders are not loan-ready. They lack documentation, have credit gaps, or simply do not know where they stand. Counselors at SBDCs, SCORE chapters, and CDFIs do the hard work of guiding these businesses — but they do it with disconnected tools, manual spreadsheets, and no structured path from intake to loan-ready.
The Compass changes that. It gives counselors a complete workflow engine that assesses readiness, builds action plans, connects borrowers with professionals, and tracks every milestone. When a borrower is ready, their verified data flows directly into loan packaging.
How The Compass Works
A structured journey from intake to loan-ready, guided by counselors and powered by verified data.
Intake
Borrower onboarding with business profile, financial snapshot, and initial documentation collection.
Assessment
Fiinsyt Score generated from the 5 C's of Credit — verified through Plaid, Codat, and iSoftpull integrations.
Action Plan
SMART goals built around specific gaps. Counselors assign goals; borrowers track progress through milestones.
Development
Marketplace professionals, tools, and education help borrowers improve. Score rises as verified progress accumulates.
Ready
Borrower meets readiness thresholds. Verified data flows into loan packaging for immediate packet assembly.
What The Compass Includes
Fiinsyt Score
Proprietary readiness score built on the 5 C's of Credit — Character, Capacity, Capital, Collateral, and Conditions. Verified data from integrations (Plaid, Codat, iSoftpull) ensures accuracy.
SMART Goals
Counselor-guided action plans with specific, measurable, attainable, relevant, and time-bound goals. Borrowers see their path to loan-readiness, one milestone at a time.
Professional Services Marketplace
CPAs, attorneys, business coaches, fractional CFOs — all accessible through counselor referrals. Manage engagements, track outcomes, build reputation.
Borrower Community
Peer-to-peer interaction, resource sharing, and community engagement. Borrowers learn from each other and build networks.
Events & Training
Workshop registration, event tracking, and TABLE 5 compliance reporting. Every event automatically feeds into government reporting data.
Document Vault
Secure document storage for business plans, tax returns, bank statements, and licenses. Organized, versioned, and ready for loan packaging.
TABLE 5 Automation
Automated compliance reporting for SBDCs and TA providers. No more manual spreadsheet consolidation — TABLE 5 data generates from live platform activity.
Counselor Analytics
Track client engagement, goal completion rates, referral outcomes, and portfolio performance. Data-driven counseling at scale.
Powered by Real-Time Data
The Compass connects to the financial and credit data sources your counselors need — no manual data entry.